About You

Can we help you?

If you are someone approaching a new stage in life and can see the value in partnering with a highly experienced and knowledgeable adviser to build your plans for the future, then Atticus Financial Planning can help you.

At Atticus Financial Planning we work with clients who are embarking on a new chapter in their lives. We help those who want clear and simple financial advice, aligned to their goals and values, without leaving anything to chance.

Our clients value stability and appreciate our conservative approach, that focusses on solutions that work.

Our clients understand that their circumstances are unique and are not looking for a one-size fits all solution. They are excited about investing time and effort to building a plan for their future, so they can start making their dreams a reality.

“The best way to predict your future is to create it.”Abraham Lincoln

Below are some profiles of the typical client we work with...

Entrepreneur exiting business

Looking to exit business
How to utilise assets to generate income in retirement?
What are the most tax efficient options?
Can they afford to gift assets away to children/grandchildren?
What is the impact of Inheritance Tax?

Steve & Sally's story...Steve and Sally recently sold their business for a substantial amount of money. Building and selling the business has been all consuming, to the detriment of their family life and health. However, their hard work has bought them the capacity to live an enviable lifestyle and they are keen to use their profits to ensure they have enough to live on for the rest of their lives. They also want to gift money to their children to make sure they are looked after. Steve and Sally want to make up for lost time by travelling, seeing the world and pursuing their passions. They want as little complexity and difficulty as possible.

Approaching retirement

Looking to retire in the next few years
Concerned whether retirement is affordable. How much is enough?
What are their retirement options? Which is best?
Worried about how to make pensions and investments last
Not sure of how to invest for retirement
What options do they have if they run out of money?
What if they have to help out kids or parents?
Should they take tax free cash from their pensions?

Martin & Kaye's story...Martin and Kaye have worked all their lives. Now at the age of 58, Martin wants to retire. He and Kaye are concerned they don’t have enough money to do so. Furthermore, they are not sure how to use their savings and other assets to enjoy the lifestyle they want in retirement. They have been helping their children financially, and therefore feel that they cannot stop working, even though Martin is tired of grafting on in a thankless job that he feels is killing him. They feel trapped and need advice to help them to a better, more balanced future.

Divorced

How to prepare for the next phase of life?
What are the options through the divorce process and thereafter?
How to make sense of any funds/pensions or other assets received as a result of the divorce settlement?

Sarah's story...Sarah recently got divorced. Just as she was expecting to settle down to retirement, her husband announced that the marriage was over. She will receive half of the marital assets (cash, investments, pensions), but she has never managed finances before. She’s frightened and confused, and needs someone to guide her through this difficult time.

Bereaved

How to manage finances, as doing this on their own is daunting?
What options are available on transfer of assets upon death?
How to plan with the assets received?
How to deal with any inherited investments or pensions? What is their tax treatment?
Uncertainty about how long inherited assets will last.

Patrick's story...Patrick's wife died unexpectedly, leaving him with a large, confusing estate. He has never had to deal with the finances, as his wife always dealt with this area of their lives. He feels a burden to look after the estate, as a legacy for their children. There is a lot of pressure from children and family about how to do things. He just wants to stick his head in the sand and hide. However, he has to wake up every day to deal with probate, savings and investments, before going to work. He just wants someone to take control and guide him through to a place of sanity where he can start to understand everything and pick up the pieces of his life.

Looking to create a legacy

Retired / have significant wealth and looking to pass it on to the next generation
Should gifts be made outright or indirectly into trust structures?
How much can be given away?
How will gifts affect financial position and ability to meet financial requirements in the future? Are they affordable?
What are the Estate Planning options?

Heather's story...Heather has had a stellar career as a barrister, which has been both successful and lucrative. Her family have been supportive throughout her career and she now wants to give something back. She has built up a fairly substantial estate, consisting of numerous properties and investments and she has more income and capital than she will ever reasonably need. She wants to create a legacy for her children and grandchildren that will allow them to pursue their passions and give them the freedom and financial security that she never had starting out. However, she is not sure what the best way to do this is and she is also keen to retain sufficient funds and income to ensure that her own financial future is secure.

If you think we could help...

Schedule a consultation